CREDIT SERVICES

Get control of your debts
Sadly, too many people get carried away with credit, and quickly overextend themselves and find they are in a financial pickle.

Know your credit history
It is crucial that everyone over the age of eighteen keep track of their credit history. The best way to get started is to open an account with EQUIFAX, Canada’s largest independent credit reporting agency.

Go to www.equifax.ca, click on Order Now, and answer all the questions as accurately as you can. Be sure to have a visa or mastercard beside you since you will be charged $23.95 to receive your online credit report together with your credit score.

In our opinion, you should check your credit history at least twice a year to ensure nothing bad pops up without your knowledge.

Improve your credit score
If you are looking to borrow money, your score needs to be as high as possible. Follow the suggestions provided by EQUIFAX in your credit report. They know what they are talking about.

Fix wrong information
Many people find errors, outdated information or inaccuracies in their credit report. Often these can be cleaned up with dogged persistence and accurate correspondence with Equifax and the other parties involved.

Useful Links

Equifax Canada
TransUnion Canada
FICO® Average Credit Statistics
Improving Your FICO® Score
FICO® What’s In Your Score